Mortgage Advice:

 

When you accept advice through us you can expect to receive the following:

 

Whole of market mortgage advice:

 

This means that we have surveyed the whole of the mortgage market using specialist before selecting the most appropriate mortgage product that meets your needs and requirements.

 

Not all lenders pay introducer fees:

 

To provide whole of market advice, we will offer you an option to pay for the advice by fee only, or we where payable we will accept the introducer fee payable to us by the lender. This enables us to be completely unbiased when making our recommendations to you.

 

Our fees:  

 

We charge an application processing fee of £150.00, payable when your mortgage application is sent through to the lender. 

 

Our advice/arrangement fee is half of one percent of the amount borrowed, subject to a minimum fee of £500.00 if no introducer fee is payable by the lender. 

 

Our advice/arrangement fee is payable only on completion of your mortgage and not payable if for some reason your mortgage does not proceed.

 

 

You can choose how we are paid for arranging your mortgage. We will charge you an application processing fee of £150.00 when we submit your mortgage application to a lender. In addition, you can pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender.

 

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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